A New Busget - Finances

Next week I will begin receiving Social Security benefits and the next week I am to receive DRS benefits. Hopefully all will go well. I checked it a few times and I am trying to have faith.

I set up a new budget on my laptop in Excel. I had one set up before the pandemic and used it all the time. Then when the pandemic came, my keeping up on a budget went out the window. I paid bills online and didn't really go anywhere. A budget was very simple; pretty much not necessary. Now with life coming back to almost normal, and I have a new income schedule to work with, I need to manage a budget again.  

First I listed all the expensive I have monthly. Things have changed there. I am also looking at what expenses I can cut such as subscriptions which will save me $100 a month. I 

need to limit myself in some spending which isn't necessary, and plan better for gifts for various occasions. I didn't 

have the time before to plan meals which might be less expensive. Those are two more ways to cut back; plan meals and eat more at home than when I worked. I was tired.

Anyway, it has been good for me to do this and review. Another way to keep life in balance.